By Attomo | September 9, 2019
Since we enjoy trying out different FinTech solutions, we created a list solutions, what we liked and referrals which are available.
Revolut
We like Revolut for:
The FX rates: Good spread.
The functionality to auto exchange at a certain rate (limit order): Great for volatile markets (aka Brexit).
Multi-Currency: Great for those who travel a lot.
Virtual Cards: Great for online purchases and issuing cards quickly.
Code: tomohi529!G10D21
Get: £10
https://revolut.com/referral/tomohi529!G10D21
Curve
We like Curve for:
One Card: For those of you who carry a lot of cards (especially if you have a business account).
Quick integration to foreign credit and debit cards: For those who don’t like the FX rates on their foreign credit and debit cards, Curve can integrate to cards in 27 different currencies (Including JPY). It’s a good quick solution for those new to the UK (working holidays, students) and waiting for a bank account to be created or money to be transferred to the bank account.
Go back in Time functionality to move the payment from one card to another: This is super useful if you want to change payments for personal to business expenses.
Code: SDES6
Get: £5
Freetrade
We like Freetrade for:
Top up: Easy top up via Google Pay up to £1000.
Access: Access to UK and US shares and ETFs at affordable rates between basic order (£0) and instant order (£1).
Monthly Statement: Provides monthly statement in the app.
Code: Click Link Below
Get: Apparently a free share each, we have yet to try.
https://freetrade.io/freeshare?code=4TJ3RYKTVP&sender=8BTPwSfL
Others:
Transferwise
Code: tomohikon
Get: Free Transfer (single use) up to £500.
N26
Code: tomohikn7644
Get: £10
Without Referral
Starling
Current account interest: 0.5% up to £2,000 and 0.25% above.
Business account: Simple setup and free (compared to £6.50 for Barclays Business)
Integration: Quick easy integration with Xero, Flux.
In this report we went through the good and offers readily available on FinTech solutions.
Monzo
We like Monzo for:
Earning Interest: Quick setup to Interest Rate Savings between 1% to 1.25% by a third party.
Scheduled Payment: A notification a day before for scheduled payments and if there’s enough money to cover for the payment.
FSCS Deposit Protection: Money is fully protected up to £85,000 by the FSCS.
From 11th September Monzo are stopping referrals.
Code: ql4lvfr
Get: £5
https://join.monzo.com/r/ql4lvfr
“Please read the T&C on each solution to understand the risks before signing up.”